Tuesday, May 26, 2020

Han and Roman Attitude Towards Technology - Free Essay Example

The world operations have been made easier with significant development in technology. The advent of technology dates to the periods of stone-age tools. Man, during the stone age era applied the use of simple tools in undertaking different activities. However, with the advancement in time and inventions, these simple machines have been turned into more sophisticated items that have made work more manageable Achterhuis (2001). Do all humans have the same attitude towards technology? Are there conflicting ideas and perspectives held on technology? As a response to this, the paper will evaluate and assess the attitudes that Han and Roman have on technology. Han in the documents holds a favourable view towards technology and holds reverence towards it. On the other hand, the perspective of Roman towards the same is contradictory. As such, the two parties present to us a parallel and conflicting ideas towards technology. Han appreciates the fact that technology has boosted human life. For instance, he outlines the steps in ensuring water preservation which makes good use technology. Han further, clarifies on how technology was applied to improve the efficiency of pestle and mortar. Gonzalez (2015) attests to this mentality on how water hydraulics can be implemented in managing floods and conserving water. Roman holds a cynical and deplorable perspective with regards to technology. Firstly, Senecca argues that tools were never invented by wise men. His premise creates an argument of what qualifies a wise man? Achterhuis (2001) maintains that the ability of an individual to develop and discover something makes the person wise. Therefore, it is null and void for the Roman to reach such a conclusion. In conclusion, individuals have the right to an opinion, and this has been practiced by both Han and Roman. However, the truth value of the views can only be evaluated with the evidence produced. In which case Hans views are more convincing as compared to Romans. References Achterhuis, H. (2001). American philosophy of technology: The empirical turn. Bloomington [u.a.: Indiana University Press. Gonzalez, W. J. (2015). New perspectives on technology, values, and ethics: Theoretical and practical. Cham : Springer

Saturday, May 16, 2020

Tablets Are Not Only Being Accessed For Personal

The process for how businesses promote their brands, entertain their customers, communicate with their employees and complete business transactions has transformed through the years as technology has improved. Tablets are not only being accessed for personal use now, but they can also play an important role in the way a business is run, welcomes their customers, entertains their guests, and accounts for customers. Tablets can be found being used as interactive menus in restaurants and bars, concierge services, photo booths, concerts and sporting events, digital signage in grocery stores and clothing retailers and specialized point-of-sales. In some restaurants the consumer can find tablets sitting at every table, allowing the customers to†¦show more content†¦The healthcare industry is one example of the integration of tablets, they are being used by associates to schedule and confirm appointments, look at patient care information, and view diagnostic images, medical referen ces and E-prescribing. In addition to the healthcare industry the legal industry has implemented the use of tablets to be able to access documents as well as depositions wherever and whenever they are needed. Other industries that are quickly introducing tablets to their businesses include pharmaceuticals for e-detailing, a floor sales tool for retailing, and presentations, forms, decision tools, reference, video conferencing and configuring price quotes for field sales and service. Marketers are combining tablets for the use of Tradeshows, creative reviews, digital signage, and interactive brochures with business operations. How Tablets affect Business A business advantage of tablets and smartphones is that these items allow businesses to communicate with business partners and clients from anywhere. One of the major business appeals of tablets is that the electronic can offer businesses the power to do more by combining flexibility, convenience, ease of use and security in perfectly portable packages. Tablet computers are powerful business tools that can deliver a significant productivity boost for business because tablets can integrate with your business’s other systems,

Wednesday, May 6, 2020

The Interest Rates On Federal Student Loans Essay

College is not quite as optional as it once used to be in the era of our parents and their parents. To get a job that will pay substantially more than with just a high school degree, it is becoming more and more common for high school graduates to go straight to college. With the price of college skyrocketing, it is extremely common to take out student loans (from the government or private institutions), all which come with interest. This paper will focus on the different aspects of student debt, including rates, how they compare with car and mortgage debt, forbearance and deferment, default and delinquency, and adverse selection and moral hazard. The interest rates on federal student loans are set every year depending on the 10-year treasury note rate in addition to a fixed percentage depending on the loan type. They are set by the United States Congress. Depending on the type of loan you acquire, your rate will be different. Direct Subsidized Loan and Direct Unsubsidized Loan rates for undergraduates are currently 3.76 percent, down from 4.29 percent last year. Direct Unsubsidized Loan rates for graduate students are currently 5.31 percent, and were 5.84 percent last year. Direct PLUS Loan rates for graduate students and parents are currently 6.31 percent and were 6.84 percent last year. [Access Group, 2016]. Privately issued loans may be issued by private institutions such as banks, schools, credit unions, and state agencies. Generally, privately issued loans are moreShow MoreRelatedThe Rate Of Student Loan Essay1456 Words   |  6 Pages Student loans, also often called student debts, are financial aids in a loan form that requires borrowers to repay in the future (Wikipedia). Usually, student loans mean to provide students with financial issues the opportunity to obtain a college degree, which leads to an average lifetime income increase of $1.13 million for men and $792,000 for women (University of Kansas 1). As student loan aims at helping people live a better life, many college students exhibit negative attitudes towards interestRead MoreStudent Debt Crisis1380 Words   |  6 Pages A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in education. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. There are two types of student loan that can be applied which are federal student loan and private student loan. BasicallyRead MoreStudent Loans Is The Best?1213 Words   |  5 Pagesthe rate you’re paying on your student loans is the best you can get – or even close to reasonable? Or are you concerned that there may be something better out there, but you don’t know where to find it? One of the major dilemmas with student loans is that they’re a lot easier to get into than to get out of. And once you’re in, the options to improve the situation seem to be very limited. Let’s start by setting the parameters for current rate ranges for both federal and private student loans. AfterRead MoreStudent Lo Samaritan Or Satan?1545 Words   |  7 Pages11/18/2015 WA#3 3rd Draft Student Loan: Samaritan or Satan? â€Å"Die Luft der Freiheit weht† is Stanford’s motto, which means â€Å"The wind of freedom blows.† However, selective universities are not â€Å"free† like Stanford University’s motto and even less â€Å"free† when students graduate. College students pay a huge amount of tuition every year, and yet not every college graduate can find a satisfying job. Many college students choose to take out student loans. Student loans give many students chances to go to collegeRead MoreHow Micro Financing Has Created Intrigue Essay1661 Words   |  7 Pagesmany definitions but the most popular reference these days is the practice of informal loans between individuals rather than institutions (peer to peer Micro loans). Micro financing first became popular in third world countries where entrepreneurs were able to start businesses for as little as twenty-five dollars. Many were able to quickly repay their loans and often times become grantors of other peop les loans. This created a formula for prosperity though admittedly on a small scale. As micro financingRead MoreCollege Graduates Suffering From Excessive Financial Burden As A Result Of Student Loan Debt1657 Words   |  7 Pagesâ€Å"Over the past decade, the total volume of outstanding student loan debt has tripled and is now over $1 trillion† (Jaquette and Hillman). This alarming trend illustrates the immediate need to address the issue of college graduates suffering from excessive financial burden as a result of student loan debt. According to Ozan Jaquette, Ph.D., assistant professor of higher education in the Department of Educational Policy and Practice, and Nick Hillman, Ph.D., assistant professor of Educational LeadershipRead MoreLoan Repayment And Debt Under Control1266 Words   |  6 Pagesalready started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping yo ur payments affordable, and protecting your credit rating. If you re having trouble finding a job or keeping up with your payments, there s important information here for you, too. 1. Know Your Loans: It s important to keep track of the lender, balance, and repayment status for each of your student loans. These details determineRead MoreFinding The Lowest Student Loans Consolidation Program1536 Words   |  7 PagesFinding the lowest student loans consolidation program is very important as this will decide your financial future. You should take this process very seriously and find out ways to search for the loan consolidation program that imposes lowest charges and interest rates. This will not only save you a lot of money but also help you lead a better life where you can pay attention to other necessities and luxuries of your life too. When a person is deep down in debt he does not think anything else unlessRead MoreHaving No Credit History?1134 Words   |  5 Pagesscammer. In most cases, students have no credit history, so why bother running a credit check on them when they apply for a student loan? If you are overly worried about your lack of a credit history and you are worried about credit checks when you apply for a student loan†¦then don’t worry so much. You should protect your credit rating at all costs, even if it means staying away from debt all together. Nevertheless, many students do not need a good credit rating to get a student loan. H3 No Credit CheckRead MoreRefinancing Your Student Loans972 Words   |  4 PagesRefinancing your student loans means that a private lender is essentially buying your Federal student loans, paying them off, and creating a new loan that it will lend to you on new, original terms. The new terms of your refinanced loan will be based off your credit reports, credit score, and other requirements. The new private loan terms include, among other things, a new interest rate and potentially a new term (the length of time over which you have to repay your loan). For example, you could

Tuesday, May 5, 2020

Company Advertising or Online Reviews

Question: What do consumers believe more - company advertising or online reviews? Answer: To know about all the features and advantages of the product or any service prevalent in the market, or even to know about the disadvantages and the bad reviews for the same, there are two sources from where a potential customer can gather information(Anderson, 2014). The two ways from which most of the description can be gathered about a product or service is- Online reviews Company advertising When a customer plans to buy a product or go in for a service, he tries to evaluate whatever he is planning to buy and see that whatever he is planning to purchase will of a good quality, would it provide him with satisfaction and whether it will prove to be value for money(Charlton, 2013). Hence, to gather all the information about the things and to evaluate and decide whether he should purchase the item, he depends on the two above mentioned sources(Rosen, 2014). Almost every potential buyer tends to look at both of the things before planning t purchase and invest his money into buying of the products. Online reviews are one of the latest and emerging features which have come into a lot of light in the recent times because of the growing technology and advancements in the field of mobile and applications. In the online reviews, the people or the customers who have already bought the products post their feedback from the official sites of the products or on the websites from which they have purchased the goods. The people post online reviews as a form of appreciation when they find the goods very useful and want to share the delight of having that good(Annoynomous, 2004). Whereas, even when the product does not reach to the mark and the customers are unsatisfied or want to complain regarding something, they even post regarding that. Hence, the online reviews show what the people feel and what their experience of buying the product is. On the other hand, when the company comes put with a new product in the market and wants to increase the sale of it, it does a lot of campaigning and give out a lot of commercials and does a lot of advertising to increase the sales of the goods and overall to increase the profits of the company(Overbeck, 2011). During the advertising process, the company tells to the people the latest features, the add on facilities and everything new and unique the product will have and how possessing it would prove to be beneficial for the consumers. Hence, if it is to evaluate which is to be taken into account while facilitating a new purchase, one should always go with the online reviews(Berger, 2016). The online reviews help in knowing what exactly the consumers like us have achieved and what have they faced and benefited from. One can relate with the people who have already bought the goods. The reviews section can be proved to be of great help as it helps in knowing about all the advantages and disadvantages of the product and even of the company, the satisfaction which the product will provide and even helps in knowing the value for money. The online reviews help in evaluating and deciding whether we should plan to purchase the goods or no. it is bett[1]er to rely on the online reviews more than the company advertising as the company would always try to show the good picture and tell the good features, ignoring the bad qualities of the products, because it wants to increase the sales and profits of the product. Hence between online reviews and company advertising, it is better to go with the online reviews. Bibliography Anderson, M., 2014. searchengineland. [Online] Available at: https://searchengineland.com/88-consumers-trust-online-reviews-much-personal-recommendations-195803 [Accessed 9 April 2017]. Annoynomous, 2004. Contemporary Advertising - Page 159. Berger, J., 2016. Contagious: Why Things Catch On. Charlton, G., 2013. econsultancy.com. [Online] Available at: https://econsultancy.com/blog/9366-ecommerce-consumer-reviews-why-you-need-them-and-how-to-use-them/ [Accessed 9 April 2017]. Overbeck, W., 2011. Major Principles of Media Law, 2012 Edition - Page 602. Rosen, E., 2014. HBR.org. [Online] Available at: https://hbr.org/2014/01/what-marketers-misunderstand-about-online-reviews [Accessed 9 April 2017]. (Charlton, 2013)[1] (Berger, 2016)